Bank Statement Loans

• Perfect for self‑employed borrowers and business owners.
• Instead of W‑2s or tax returns, we use your bank statements to show income.
• This helps entrepreneurs qualify based on real cash flow.

DSCR Loans (Debt Service Coverage Ratio)

• Great for real estate investors.
• Instead of looking at your personal or business income, we check the potential rental income from the property.
• No W2's, no tax returns, and we even have no ratio loans to qualify.

Asset Depletion Loans

• Ideal if you have significant savings or investments but limited monthly income.
• We calculate a "monthly income" by dividing your assets over a set period without having to set up actual disbursements.
• Your nest egg works for you to qualify - easy as that.

Fix & Flip Loans

• Tailored for investors buying, renovating, and reselling homes.
• Provides short‑term financing to purchase and rehab a property.
• Designed to move fast so you can focus on the project.

Hard Money Loans

• Quick, short‑term funding that's backed by the property itself.
• Useful when speed matters more than traditional documentation.
• No minimum income or credit for approval - we approve solely off the equity of the home (must be non-owner occupied)